Amex Fine Hotels + Resorts
Holders of The Platinum Card or Centurion Card. Booked through Amex Travel.
| Breakfast | Daily for two |
|---|---|
| Credit | $100 experience credit at most hotels; what it covers is set by the hotel |
| Upgrade | When available at check-in |
| Check-in and checkout | Noon check-in when available; 4 pm late checkout guaranteed |
| Card credit | Up to $300 back every six months on a prepaid booking with The Platinum Card, $600 a year. January to June and July to December are separate; the stay itself can be later |
| Hotels | More than 3,400 hotels in 116 countries together with The Hotel Collection, after the August 2026 additions. |
Usual terms. Hotels set some benefits themselves, so confirm with the hotel or your advisor. Terms checked October 11, 2026.
Worth knowing
- The guaranteed 4 pm checkout is the one benefit no advisor program matches in writing.
- The statement credit needs a prepaid booking through Amex Travel. Booking the same hotel on its own site does not count.
Is it the best way to book your stay?
That depends on the night: the rate, how long you stay, which card credits you have left and what breakfast is worth to you. Compare Amex FHR with every other way to book the same night.
Sources
- American Express: 2026 hotel additions
- The Points Guy: Amex Platinum hotel credit
- One Mile at a Time: Virtuoso and FHR compared
Other programs
- The Edit by Chase TravelA curated list of luxury hotels chosen by Chase.
- Capital One Premier CollectionLuxury hotels chosen by Capital One. Benefits vary by hotel and are not all shown when booking.
- VirtuosoIndependent and chain luxury hotels worldwide.
- Four Seasons Preferred PartnerFour Seasons hotels and resorts.
- Hyatt PrivéPark Hyatt, Andaz, Alila, Miraval and selected Thompson hotels.
- Marriott STARS and LuminousSTARS: Ritz-Carlton, St. Regis, EDITION, W, The Luxury Collection, Bulgari and selected JW Marriott hotels. Luminous: a wider set of Marriott’s premium brands, with similar but lighter benefits.